Consultation

Pension Consolidation Review | Blue Haven Financial Advisory

A focused review of workplace and personal pensions to decide which schemes to retain, transfer, or leave alone — with charges, guarantees, and tax timing made clear.

From £950

Stack of pension statements and a highlighter on a wooden desk

Scope of this review

We gather scheme booklets, transfer packs, and valuation statements, then compare charges, investment options, death benefits, and any safeguarded benefits before recommending consolidation or retention. The output is a short written note listing each scheme and the recommended action.

Who benefits

People with three or more workplace pensions from previous employers, those approaching the lifetime allowance context under current rules, and anyone who has received a transfer invitation they do not fully understand.

Timeline and fee

Most consolidation reviews complete within three weeks of receiving complete paperwork. Fees start at £950 for up to four schemes; additional schemes are quoted after we see the paperwork. Book via the contact form and note which schemes you hold.