Fees
How Blue Haven charges for advice
Fees are fixed or quoted after a free discovery call. We do not earn commission on recommended products. The figures below are guidance; your letter of engagement states the exact amount before paid work starts.
| Consultation | Typical fee basis | Guidance |
|---|---|---|
| Comprehensive Financial Planning Review | Fixed fee for a two-adult household | From £1,850 |
| Pension Consolidation Review | Fixed fee for up to four schemes | From £950 |
| Investment Portfolio Second Opinion | Fixed fee by portfolio size | From £720 |
| Business Owner Cashflow & Exit Planning | Scoped quote after discovery | Typically £1,200–£3,500 |
What influences the final figure
Complexity — not asset size alone — drives the fee. Multiple defined benefit schemes, overseas property, shareholder agreements, or trusts require more reading time and sometimes a specialist introduction. Straightforward ISA and workplace pension holdings sit at the lower end of each range.
Deposits and timing
A 40% deposit is payable when you accept the letter of engagement. The balance is due on delivery of the recommendation letter. Discovery calls remain free and carry no obligation.
What we do not charge
There is no ongoing percentage fee for advice-only engagements unless you separately request annual reviews. Annual review retainers, when agreed, are billed as a fixed yearly amount stated in a fresh engagement letter.
Ask for a fee estimate